Citizens Insurance Quotes
Manufactured and Mobile Home Insurance
Citizen Insurance Quotes offer Florida and Michigan home insurance coverage through our licensed agents, as well as convenient online options.
Florida & Michigan home and manufactured insurance
Here, you will find information on the different types of insurance available for homes and manufactured properties in these states, as well as tips on how to choose the right policy and what to consider when shopping for insurance.
Florida mobile home & manufactured Insurance
Florida is known for its warm weather and beautiful beaches, making it a popular destination for both tourists and residents. But with the state's high risk of natural disasters, such as hurricanes and floods, it's important to have the right insurance coverage to protect your home or manufactured property.
In Florida, there are two main types of insurance for homes and manufactured properties: homeowner's insurance and manufactured home insurance.
Homeowner's insurance covers a wide range of risks, including damage from natural disasters, fire, theft, and liability. It also provides coverage for personal belongings, such as furniture and clothing, and can include additional coverage options, such as flood insurance.
Manufactured home insurance, also known as mobile home insurance, is specifically designed for homes that are built in a factory and then transported to a site. These types of homes may also be referred to as prefabricated homes or modular homes. Manufactured home insurance covers the same risks as homeowner's insurance, but it may have different coverage limits and exclusions.
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Homeowners don't have a complete understanding of their coverage
Value
Homes are undervalued with regard to insurance, with an average undervaluation of 17%.
Policy Purchased
HO3 policies are open-peril policies because they cover any damage to your home's structure unless specifically excluded.
Property vs. Liability
Property and liability claims as a percentage of total homeowners insurance losses
Michigan mobile home & manufactured Insurance
In Michigan, there are also two main types of insurance for homes and manufactured properties: homeowner's insurance and mobile home insurance.
Homeowner's insurance in Michigan covers the same risks as in Florida, including damage from natural disasters, fire, theft, and liability. It also provides coverage for personal belongings and may include additional options, such as flood insurance.
Mobile home insurance in Michigan, also known as manufactured home insurance, is similar to the insurance offered in Florida. It covers the same risks as homeowner's insurance, but it may have different coverage limits and exclusions.